Payments
Move money better.We analyze how you pay and collect internationally, and find routes with lower spreads and less friction.
- Cross-border payments
- FX optimization
- MXN · USD · CNH · HKD
- Reconciliation and multi-bank visibility
Financial infrastructure across markets
We connect established businesses to better payments, financing and treasury solutions through an international network of banks and institutions.
Who we serve
If your company imports from Asia regularly, this conversation is for you.
- Established Mexican companies with recurring international operations
- Meaningful volumes in USD, CNH or HKD
- Who already have banks, credit lines and suppliers built over years
- Manufacturing, distribution, wholesale, retail and industrial
We don't train new importers. We work with those already operating at scale.
The problem
Your financial decisions are connected. Your suppliers are not.
The question isn't whether you know how to import. It's whether the financial structure behind that operation — exchange rates, correspondent banks, supplier terms — is the most efficient one available today.
FX spreadsCorrespondent bank feesExcessive supplier advancesSettlement timesCurrency exposureIdle liquidity
The difference
One importer negotiates alone. An aggregated ecosystem negotiates with more weight.
We don't refer clients. We aggregate relationships, needs and volume. That changes the pricing, the tenors and the products an institution is willing to structure.
An established ecosystem of Mexican importers with recurring international operations, aggregated into a single conversation with banks and institutions.
Solutions
Three axes. One architecture.
Financing
Access capital better.We don't place debt or offer credit. We diagnose the capital structure of each transaction and take it to the regulated institutions that execute it.
- Capital-structure diagnosis
- Access to banks and institutions
- Transaction structuring
- All-in cost comparison
Treasury
Manage capital better.The layer that integrates everything: turning fragmented financial operations into a coordinated strategy.
- Cash-flow planning
- FX hedging via authorized institutions
- Payment and maturity calendar
- Multi-bank visibility and control
How they combine
Not three separate services. One weave.
A decision on one axis moves the other two. We cross them into one coordinated architecture, not isolated relationships.
How we work
We don't place standard products. We structure around each operation.
Every client begins with a diagnostic of their operation: volume, currencies, supplier terms, payment frequency and cash cycle. From there we structure only the solutions that measurably improve cost, predictability or liquidity.
Importer A Importer B
Primary currency USD CNH
Supplier payment 100% advance Against shipping documents
FX hedging Forward on the advance payment Forward on the balance against documents
Reconciliation Single bank, USD Multi-bank, USD and CNH
All-in cost ≈ 3.8% of the transaction value — vs. the cost of the advance payment ≈ 2.1% of the transaction value — vs. the cost of extending the supplier's terms
Difference — −170 bp
Illustrative example with hypothetical figures — does not represent a client or a real quote.
Two importers of the same size rarely need the same structure.
How it works
Mexico originates. Hong Kong connects. Our network executes.
Mexico Origination
Client relationship, diagnosis of their financial structure, and support through the transaction.
Hong Kong Asia hub
Corporate banking, access to USD, HKD and CNH, treasury, and proximity to the financial systems of China. Singapore connects as a complementary hub for SGD and Southeast Asian banking.
Institutions Execution
Regulated banks, fintechs and insurers execute the payments, credit and hedging.
We don't replace your banking relationships. We expand them.
Why we exist
Two markets that rarely connect directly. We are that bridge.
Mexico imports from Asia constantly, but the financial infrastructure behind that relationship rarely moves at the same pace. LINNAR connects established Mexican importers with the network of institutions — Mexican and Asian — able to structure that operation with the efficiency the volume already justifies.
Up to 50% tariff in effect since January 2026
+43% imports from Asia, 1H 2026 — all-time record (49.8% of Mexico's total imports)
Let's discuss your financial structure.
We begin with a diagnostic of your operation: volume, currencies, supplier terms and cash cycle. From there we structure only what measurably improves cost, predictability or liquidity.
Request a conversation